In the early 1930's, the Trust Company at First National
Bank and Trust was chartered and today has approximately 330 accounts
that total over $230 million in assets. As of 08/31/09,
discretionary assets under management totaled $205 million. We
have a client retention rate of over 97% over the last five years.
Why First National Bank and Trust?
By far, the greatest benefit you will have with us is our personal
service. By choosing our Trust and Investment Management Department, you
are choosing people who will come to know and care for you personally -
and have a long history of doing so. Our account to officer ratio is
lower than our competitors by about 40% to ensure you of the best
possible service.
We are easily accessible, no matter where you find yourself. We
are in the process of hiring a local trust officer who will be at our
Monroe location full-time. And if ever your trust officer is
unavailable, you can reach us in Beloit at 800-667-4401 ext. 8110.
Internet access is available for trust or investment management
accounts. It allows you to view your account activity over the
internet 24 hours a day.
Our investment philosophy is governed by one constant priority - the
customer. We manage each of our customer's portfolios in
accordance with their specific needs, risk tolerance, investment time
horizon, income needs, and tax situation. These factors help to
determine the best asset allocation for our customer. Your account is
monitored on a continuous basis. Only those assets best suited to your needs and
objectives while at the same time meeting our strict quality standards,
will be utilized.
A team approach is used to actively manage customer assets. The Investment Policy Committee meets on a
weekly basis to review current economic trends, financial markets, and
the impact these factors have on our portfolios. Our goal is to meet the
needs of the customer through the use of high quality fixed income
securities and a diversified portfolio of equity investments.
Equal Housing Lender.